First home buyers stumbling at the own psychological hurdles
The problem getting in the way of first home buyers is not financial, it is psychological, an experienced mortgage adviser says.
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New mortgage loan terms again yo-yoing
The latest data from the RBNZ’s series new lending fully secured by residential mortgages, shows home owners are far from set on longer mortgage terms, although the interest rates are below 5%.
Not the end of OCR cuts
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New rules for meth contaminated houses
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Leaving last year's stumbling housing market behind
As interest rates ease and job losses climb, New Zealand’s housing market faces a mixed year of modest growth, with conflicting forces shaping the outlook for homebuyers and investors.
Don’t bet on house prices rising faster than incomes
Former Reserve Bank Governor and National Party leader Don Brash says there are grounds for believing that house prices may finally have ended the three-decade period when they rose significantly faster than incomes.
Top Mortgage Rates
| Unity First Home Buyer special | 3.99 |
| SBS FirstHome Combo | 4.29 |
| Co-operative Bank - First Home Special | 4.39 |
| AIA - Go Home Loans | 4.49 |
| TSB Special | 4.49 |
| SBS Bank Special | 4.49 |
| Kiwibank Special | 4.49 |
| Westpac Special | 4.49 |
| Co-operative Bank - Owner Occ | 4.49 |
| ANZ Special | 4.49 |
| ASB Bank | 4.49 |
| TSB Special | 4.49 |
| Wairarapa Building Society | 4.59 |
| AIA - Go Home Loans | 4.65 |
| SBS Bank Special | 4.65 |
| Westpac Special | 4.65 |
| BNZ - Std | 4.65 |
| ANZ Special | 4.65 |
| ASB Bank | 4.65 |
| Kiwibank Special | 4.69 |
| Kainga Ora | 4.75 |
| Nelson Building Society | 4.87 |
| Westpac Special | 4.99 |
| SBS Bank Special | 4.99 |
| TSB Special | 5.39 |
| ICBC | 5.39 |
| BNZ - Std | 5.39 |
| AIA - Go Home Loans | 5.39 |
| ASB Bank | 5.39 |
| Co-operative Bank - Owner Occ | 5.49 |
| ANZ | 5.49 |
| Kainga Ora | 5.49 |
| Westpac | 5.59 |
| SBS Construction lending for FHB | 3.74 |
| CFML 321 Loans | 4.25 |
| AIA - Back My Build | 4.44 |
| Heartland Bank - Online | 5.45 |
| Co-operative Bank - Standard | 5.70 |
| Co-operative Bank - Owner Occ | 5.70 |
| ANZ | 5.89 |
| TSB Special | 5.94 |
| BNZ - Std | 5.99 |
| ASB Bank | 5.99 |
| BNZ - TotalMoney | 6.09 |
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FMT's Bruce Smith starts his next chapter after a decade of outstanding contributions to the business and advisers.
FMT adds Christchurch-based BDM
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Non-bank BDMs on the move
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Consilium reports increased demand for KiwiWRAP
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Lots of $2 billion milestones
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What's holding back first home buyers?
The problem getting in the way of first home buyers is not financial, it is psychological, an experienced mortgage adviser says. [READ ON]